Reliant Funding Partners with Cross River Bank to Facilitate Paycheck Protection Program Loans for Small Businesses – Seekingfin

Leading alternative finance company and authorized lender of the Small Business Administration (SBA) work in tandem to speed up funding during coronavirus crisis

reliant funding logoApril 27, 2020 (San Diego, CA) – Today, Reliant Funding, a leading small business finance provider, announces its partnership with Cross River Bank (“Cross River”), a leading innovator and provider of banking services for technology companies, to deliver Paycheck Protection Program (PPP) loans to small businesses. Experts expect demand for funding from small businesses to outpace the first round and banks must be prepared to double down to streamline processes and mitigate customer frustration.

“Reliant Funding was born in the midst of the 2008 financial crisis and our team of dedicated and trained professionals is equipped to ensure our small businesses are supported – financially and emotionally – through these trying times,” said CEO of Reliant Funding Adam Stettner. “We’re committed to helping small businesses get back on their feet after this pandemic is over, and we know our partnership with Cross River will create a seamless application process that will do just that.”

Beginning on April 27, Reliant Funding and Cross River Bank will work in tandem to facilitate loans to ensure the process is as seamless as possible for American small businesses, as well as deliver transparency and answer any questions throughout the application process. In addition to applying for money from the government, small businesses will have the opportunity to apply for working capital through Reliant Funding.

The program ends on June 30. For more information, or to apply for a PPP loan, please visit ReliantFunding.com/PPP.

For more information on Reliant Funding, please click here.

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Reliant Funding provides customized, short-term funding to small and mid-sized businesses nationwide. Headquartered in San Diego with an office in New York, Reliant Funding has surpassed $1.5 billion in total funding and has been recognized by Inc. Magazine as part of the 5000 fastest growing privately held companies in America for seven consecutive years. Adam Stettner, the Founder of Reliant Funding, was named Ernst & Young’s Entrepreneur of the Year in 2019. For more information, please visit www.reliantfunding.com.

algorithms – Next multiple of constant with small modulo

I want to find the next multiple, $m$ of a constant, $K$, within interval $X$ of $0$ $bmod p$

This can be restated as find $m$ such that

$$-X le m K le X mod p iff m K + X le 2X mod p$$

I’ve derived this algorithm which I believe returns the smallest $m$ satisfying

$$L le m K le R mod p$$

$$
G(P,K,L,R) = begin{cases}
0 & K = 0 | L = 0 \
lceil frac{L}{K} rceil & lceil frac{L}{K} rceil le lfloor frac{R}{K} rfloor \
G(P,P-K,P-R, P-L) & 2K >= P \
lceil{(L + P * G(K, -P bmod{K}, L bmod{K}, R bmod{K}))/K}rceil & \
end{cases}
$$

Does this algorithm have a name? Is it a known algorithm? I searched mathoverflow and google unsuccessfully.

Small Business Forum Surpasses 110,000 Posts – Seekingfin

Small-business-forum.net, an online small business forum founded in 2008 for small business owners to discuss daily issues, recently surpassed 110,000 posts. Since inception, the forum has served as a friendly non-commercialized community of small business owners.

The forum also surpassed 28,000 members, according to a forum administrator. The three most common areas of discussion are internet marketing, managing a business, and starting a business.

“In other communities online, there’s always someone trying to sell you something. With this small business forum, it’s been kept rather pure and organic for more than a decade,” the admin said. “Topics like accounting and financing attract a lot of viewers.”

The forum experienced an uptick in viewers this year, most likely caused by pandemic-related shutdowns.

“We’re very proud to have surpassed 110,000 posts on this site and we look forward to the next 110,000!”

About Small Business Forum
Small-business-forum.net was launched in 2008. The community operates as a message board for small business owners.

lens design – Why there are so few lenses with small minimum focus distance?

The focal length of a lens is a calculation made when the lens is imaging an object at infinity. This is a distance as far “as the eye can see” symbol ∞. As we focus on objects nearer than infinity, we must lengthen the distance, lens to sensor (film). The now elongated distance is called “back focus”. The lens to sensor/film extension becomes large. As we focus to achieve “life-size”, often called “unity” or 1:1 magnification, the lens will be racked forward 1 complete focal length, and the distance object to sensor/film will be 4 times the focal length. What I am trying to tell you is, the amount of mechanical extension to reach magnification 1 (life-size), is one compete focal length.

So, to make a lens close focus and reach unity requires lots of room to rack the lens forward. This is actually not too difficult, but now for the rest of the story. The f/numbers we know and love, that are engraved on the lens, are calculated from the infinity focus position. As we close focus, the engraved position marks for the f/number settings become invalid. At magnification 1 (unity), the error is 2 f/stops. This is a problem because we tend to underexpose when we close focus.

This f/number error is called “bellows factor”. If the camera reads the exposure measuring thru-the-lens, bellows factor is not an issue. If the exposure is determined by an external light meter, it is a big problem. As rule of thumb — most camera makers (lens makers) stop the forward travel of the lens when the bellows factor error approaches 1/3 of an f/stop. The macro lens design is clever in that the lens array portion ahead of the iris diaphragm is a strong magnifier. As we focus close-up the magnification makes the diameter of the aperture opening appear larger. This magnification of the aperture allows more light to transverse the lens. This is how the macro design nullifies the bellows factor error.

Naturally it costs more to incorporate this design; so many lens makers stop the forward movement as the bellows factor approaches 1/3 f/stop.

graphs – Methods for generating DAG with small Minimum Path Cover

On a directed acyclic graph $G=(V,E)$ the Minimum Path Cover (MPC) is the minimum number of paths that can be constructed on the DAG such that all vertices are covered by at least one path.

I know that there are practical circumstances where the MPC of a DAG is small, for example in genomics. I am wondering what kinds of conditions on the DAG would imply that the DAG’s MPC is small. One condition I know of is $sum_{v in V} deg_{out}(v)-deg_{in}(v) leq k$, where $k$ is some constant. However, I was looking for other such conditions, that restrict the MPC to size of $logN$ or $O(1)$, or similar.

Write 700 + creative words about the 3 Best E-commerce Web site Platforms for Small Business for $8

Write 700 + creative words about the 3 Best E-commerce Web site Platforms for Small Business

If you’re starting an ecommerce business (or already run a brick-and-mortar business that you are looking to expand online) choosing the right ecommerce platform can quickly become painfully confusing.

.(tagsToTranslate)E-commerce(t)Business(t)Platforms(t)article(t)writing(t)web

memory – fio 3.23 core dumps when bench-marking many small files

I have been asked to come up fio benchmark results for this test dataset: 1048576x1MiB. So, overall size is 1TiB. The set contains 2^20 1MiB files. The server runs CentOS Linux release 7.8.2003 (Core). It has sufficient RAM:

(root@tbn-6 src)# free -g
              total        used        free      shared  buff/cache   available
Mem:            376           8         365           0           2         365
Swap:             3           2           1

I remember I had troubles with fio dealing with a dataset consisting many small files before. So, I did the following checks:

(root@tbn-6 src)# ulimit -Hn
8388608
(root@tbn-6 src)# ulimit -Sn
8388608
(root@tbn-6 src)# cat /proc/sys/kernel/shmmax
18446744073692774399

All looked OK to me. I also compiled as of this writing the latest fio 3.23 with GCC 9.

(root@tbn-6 src)# fio --version
fio-3.23

Here is the job file:

(root@tbn-6 src)# cat testfio.ini 
(writetest)
thread=1
blocksize=2m
rw=randwrite
direct=1
buffered=0
ioengine=psync
gtod_reduce=1
numjobs=12
iodepth=1
runtime=180
group_reporting=1
percentage_random=90
opendir=./1048576x1MiB

I did the first run like so

(root@tbn-6 src)# fio testfio.ini
smalloc: OOM. Consider using --alloc-size to increase the shared memory available.
smalloc: size = 368, alloc_size = 388, blocks = 13
smalloc: pool 0, free/total blocks 1/524320
smalloc: pool 1, free/total blocks 8/524320
smalloc: pool 2, free/total blocks 10/524320
smalloc: pool 3, free/total blocks 10/524320
smalloc: pool 4, free/total blocks 10/524320
smalloc: pool 5, free/total blocks 10/524320
smalloc: pool 6, free/total blocks 10/524320
smalloc: pool 7, free/total blocks 10/524320
fio: filesetup.c:1613: alloc_new_file: Assertion `0' failed.
Aborted (core dumped)

OK, so time to use the --alloc-size

(root@tbn-6 src)# fio --alloc-size=776 testfio.ini
smalloc: OOM. Consider using --alloc-size to increase the shared memory available.
smalloc: size = 368, alloc_size = 388, blocks = 13
smalloc: pool 0, free/total blocks 1/524320
smalloc: pool 1, free/total blocks 8/524320
smalloc: pool 2, free/total blocks 10/524320
smalloc: pool 3, free/total blocks 10/524320
smalloc: pool 4, free/total blocks 10/524320
smalloc: pool 5, free/total blocks 10/524320
smalloc: pool 6, free/total blocks 10/524320
smalloc: pool 7, free/total blocks 10/524320
smalloc: pool 8, free/total blocks 8/524288
smalloc: pool 9, free/total blocks 8/524288
smalloc: pool 10, free/total blocks 8/524288
smalloc: pool 11, free/total blocks 8/524288
smalloc: pool 12, free/total blocks 8/524288
smalloc: pool 13, free/total blocks 8/524288
smalloc: pool 14, free/total blocks 8/524288
smalloc: pool 15, free/total blocks 8/524288
fio: filesetup.c:1613: alloc_new_file: Assertion `0' failed.
Aborted (core dumped)

Back to square one 🙁

I must be missing something. Any help is much obliged.

mathematics – I’ve been trying to verify Fermat’s last theorem for a small test case using python and I’m facing difficulty with precision handling

Fermat’s last theorem states that there are no natural numbers (1, 2, 3,…) x, y, and z such that x^n + y^n = z^n, in which n is a natural number greater than 2

This is the code I’ve been working with,

def proof(n, g):
  for a in range(1,n):
      for b in range(a, n):
          c = (pow(a, g) + pow(b, g))**(1/g)
          if c.is_integer() and c <= n:
              print(f"{a},{b},{int(c)}")
proof(1000, 6)

The test case always remains 1000, but the exponent which is ‘g’ is changed every time, it ran as expected till g = 5. But when g = 6, the program started providing answers and printed them onto the console. I’m guessing this is a problem with precision and the 6th root of the number I get qualifies as an integer. Please suggest any improvements and how I can fix this problem.

Thank You.

shadowrun – Small company owned by PC shadowrunners – which legal form it should be?

Intro:

We are playing SR3 in Seattle, but all players and GMs are from Europe & not skilled in law, not mentioning USA/Shadowrun law.

We are seeking for something somehow believable in USA/SR3 context (so we can find more about that later and build on that).

PCs got and took offer from friendly NPC (which “owes” them a lot and is trusted and good positioned) to buy some IDs and small company. They want run that as legal front for their new IDs to have “legal source of income” and a way for customers to be able pay by official money somehow. The company would own some buildings, cars and equipement too. PCs have large net of NPC contacts, which are willing and able “buy services” from that company (while paid by PCs for that) to keep the company alive, if needed. PCs should be able secretly run mentioned company while posing as “only ordinaly employees”.

Antifraud and financial teams are not usually extra interested actively investigate such “small fishes”.

GM does not know, what kind of legal form that should be called (like “Freds Services, inc.” or so) and what to google for.


Background:

We play in really light “shadows”, usually just some investigations, creating chaos here and there for distractration and such, PCs already killed few humans (mostly in “really excessive self defence”), but there are no visible traces to them and it is more exception, than a rule. The setting is soft and forgiving a lot, GM helps players to win many times. We just want to have fun and cinematic, not heavy drama and strugling. The “real action” takes less than half of gaming time, the rest is spend by buiding house, repairing and enhancing gear, cooking, gardening, chatting, dog shamman hiding bones on secret places … So the following plan should succeed and work for some time and offer a lot of small activities too.

The background is, that some well hidden NPC/company collected some IDs of peoples, who died, bud was not entered as dead in system, corpses dissapeared and those IDs was “kept alive”, transfered to work for some existing company “Bettys laboratories, something” (which was build and kept just for this purpose), used for who know what for years (need a lend ID to spend a week with prostitues in resort? Here is ID for the week, for some price, so you real ID get no moral harm … style). And now the owner wants to close this “Bettys laboratories”, sell all IDs to Shadows, divide the company to many idependent smaller independent sections/branches (via net of transactions) and sell them for lot of money. He have good law suport and knows what he is doing to hide the origins, but probably wants to start something different and bigger and so he want to capitalise this “Bettys laboratories” fast and discreetly. (GMs narative, why PC can buy legally clean company and new IDs, which are basically real.)

Our idea is, that that the “Fred’s Services” will own a house, some cars, properly hire a (innoncent, not knowing) secretary to take phones and transfer messages around, fill legal forms for taxes and make a chair in companys house warm. All income of this company will be “arranged” somehow and spend for paying the house, secretary and couple of “employees”. The company would be able to officially send an invoice for some inoncent “services” (like consultations) to ABC.inc (or DEF.inc, or who is todays customer), which would pay for it and put it into official accounting, but those “services” would be simple fictional, intangible and just way to pay the real shadowruner. Basically money laundering of some kind. “Employees” would spend part of the wage to keep “conspiracy flat” paid, part for consumables (everybody needs food & groceries) and rest on “pleasures” (like prostitues, drinks, etc.) which they would then get back in “dirty money” to buy guns and other illegal equipement.

4 Crisis-Proofing Lessons for Small Business Owners – General Forex Questions & Help

We have all had to re-invent our approach to business in the wake of the crisis created by the Covid-19 pandemic. But we have learned during the pandemic that crisis is not all-together bad. Crisis helps us think deeper, stretch our imagination, restructure our organizations, and discern the real needs of our business.

But how do we, as business owners, crisis-proof our business? We may not be able to stop the crisis from coming, but our business can cope with it better when that crisis does arrive.

Risk and crisis management are consistent features of Forex and currency trading. Here are a few areas where small business owners can draw significant wisdom from the art of currency trading.

Avoid false advertising

Many small businesses constantly grapple with the crisis of customer defection or a consistent inability to attract and keep new customers. The problem is often with their marketing strategy.

A leisurely scroll through your timeline on social media will expose you to a myriad of ads from small and medium-sized businesses all vying for your attention. In many of these ads, you will find one nasty feature; false advertising. While these ads promise astonishing freebies or cut-price deals, the reality behind often reveals something totally different.

I once received mail from an advertising business I had almost patronized. It read, “I noticed you stopped short of making the purchase. Hey, I know the ad was a bit deceptive but…” Needless to say, that put me off from the business.

One key feature of Forex trading is the risk factor especially when you aren’t using accurate trading signal.. It is one of the most glaring features of the market, so glaring that Donald Trump’s Covid-19 diagnosis caused quite a stir. Every serious-minded Forex trader, trainer, or broker reveals the nature of risk involved in trading while advertising their services or teaching their courses.

My early foray into Forex trading brought me in contact with FxBro, a sibling run Forex trading community where they were so vocal about the risks of trading Forex that it almost seemed like it was their marketing strategy.

However, I noticed I was drawn to Maksim and Nina Konstantinov’s strategy (Fx Bro Co-founders) because their clear warnings made me appreciate even further their offer of guidance.

While taking advantage of PPC campaigns and ad marketing that social media provides, you must realize that building a loyal following does not involve sacrificing the truth on the altar of appeal.

It is pertinent that you market nothing beyond what you can offer, and though you must engage your creativity in marketing, you must also draw the line just before creativity begins to drift into dishonesty.

In co-founder of Fxbro Maksim Konstantinov’s words, “When we fall downstream, we always say it loud and explain to our customers that even after the 15 years experience I have garnered trading Forex, we can still make losses and so would they”. Konstantinov finds that having begun from scratch himself and experiencing all the downturns, it is great to always be clear about the risks while advertising.

This is the attitude that marketers should have across the board and is one of the most powerful ways to avert the crisis of customer defection.

Spin the wheel, don’t reinvent it

Two years ago, I served on the panel for a grant-issuing body for upcoming African entrepreneurs. As I sat on that panel, I discovered that almost 90% of those who were unsuccessful were failing because they were trying hard to reinvent the wheel. They were trying to run a business that was novel in every single aspect. Their crisis was a “lack-of capital,” and it was self-engineered.

Granted, innovation and invention are generally good for business, but they are not always necessary, especially when there already exists verified working systems that are yielding massive results in your industry.

Forex trading platforms realize that many people are not going to sit down to study the technicalities of the market, so to enable the largest number of people to invest, they have to integrate a “Mirror Trading System.”

Alex Campbell, Chief Executive Officer of Vast Triumph, in explaining their “mirror trading” and AI strategies that have been used to great effect, explained it as “a system that minimizes the need for vast knowledge and experience of the market.

Mirror trading pairs investors and new traders with our top-earning traders, yielding results for investors without the exertion of personal trading.”

No system guarantees success, but if you can find working, proven systems for your business to adopt, I often advocate the “Ctrl C, Ctrl V” approach. There is no shame in copying working systems. Given the same circumstances, there is no reason they won’t work for you.

Upcoming entrepreneurs can stand out with their company culture, values, and mission, but when it comes to business strategy, learn what works and spin the wheel.

When you insist on constantly treading uncharted waters you are easily prone to unforeseen errors.

Protect today with yesterday

My first attempt at trading the Forex market saw me obliterate a $300 account in one day. It hurt, and I learned.

Crises are unavoidable in business, but if you are keen on documenting your experiences and adjusting your business to become resistant to that same crisis, you’ll win in the long term.

The human body becomes more and more immune to the diseases it has survived before, Hurricane-prone areas of the state begin to re-imagine its infrastructure to withstand such a harsh climate.

Likewise, in Forex, every successful firm or trader has a “trading journal,” where they document all their moves in the market to further understand how it moves and reacts.

For small business owners, it is necessary to know that to become crisis-proof, you may have to cherish and document all wrong business steps as well as the right ones.

Not moaning over losses and failures is the best way to understand business and, more specifically, your industry.

Nothing you read in books will prepare you for the business experience you gain firsthand, so write your own books by keeping records, and make sure your business evolves with this knowledge.

Balanced risk-reward ratio

The question I get asked often from young entrepreneurs is “How do I maximize profit?”

This question is vital but becomes a bit worrying when I see these businesses trying a little too hard to make money from every margin in their business.

Often, profit maximization can become the direct opposite of customer satisfaction. Small businesses must be satisfied with bearing a lot of risks. To do this, you would have to find a balance between profit and risk.

This place of balance is a place where you do not overextend yourself as a business, yet offer the customers enough satisfaction to warrant their continued investment.

In currency trading, trade is considered bad when the risk far outweighs the profit potential, and trade is safe to engage in when the risk-reward ratio is at least balanced.

This is an invaluable tool for all successful currency traders and firms: risk management.

To prevent a crisis, you need to become analytical, patient, alert, balanced, truthful, and customer-centered. This makes it far easier to evolve positively as a business and grow a thicker skin in the wake of a crisis.

.(tagsToTranslate)forex(t)forexonline(t)small business